Old house in the historic Findlay, Ohio South end
  • Underwriters for Ohio Bar Title Insurance Company
  • Old Republic National Title Insurance Company
  • Licensed Agent: Christie L. Ranzau
  • Services We Provide:

    • Title Searches
    • Deeds
    • Attorney Opinions of Title
    • Title Insurance
    • Residential and Commercial Closings
    • Owners, mortgage and leasehold policies
    • 1031 Tax Free Exchanges
    • Lien Reports
    • Escrow and Closing Services
    • Offers to Purchase

    We can also provide you with the four most common examples of Title Assurances:

    Attorney Opinions of Title

    A title abstractor or examiner will examine and provide a report of what public records show with regard to a certain title. The report can then be used by an attorney to form an opinion on whether the title can be insured. This does not provide any type of title insurance.

    Certificate of Title

    Another form of Attorney Opinion which reflects upon the marketability of title and the liens and encumbrances attaching to the land in question. The same limitations as Attorney Opinions apply.

    Title Guaranty

    Yet another reflection of the title as it appears in the public records. The Title Guaranty only covers matters of record; there are no affirmative coverages available. An aggrieved party may prevail without having to prove negligence on the part of the guarantor, which is one of its benefits over an Attorney Opinion or Certificate of Title.

    Title Insurance

    Title Insurance coverage is much broader than the previous mentioned forms of Title Assurance. It indemnifies you from loss or damage resulting from defects or problems relating to the ownership of real property or from the enforcement of liens that exist against it.